We’ve all heard of the big coffee chains such as Starbucks and Costa Coffee and with their growth over recent years it’s become more and more difficult for the smaller independent coffee shops to compete. Over in Singapore though a novel approach to competing with these “coffee shop big boys” has just been introduced. Lots [...]

In most industries if a company had revenue of £153m and a wage bill of £174m there would be serious questions asked. Manchester City are the current leaders of the Premier league in the UK and they have just released their annual financial results. The figures show that as well as being top of the [...]

I’m willing to bet that nearly all of you have used a Microsoft product. Probably an equally high proportion have used Google and a reasonably significant number of you will own an Apple product. What about LinkedIn? Most of you have no doubt heard of it and a number of you will be registered with [...]

Forget about the Eurozone crisis that is currently dominating the news and instead, here’s a nice bedtime story to tell your children… So children, are you feeling tired and ready for your story? Once upon a time, in a land far far away there was a man called Gordon Reece (or Mr G.Reece). Now Mr [...]

3 years ago in the middle of the financial crisis when some of the best known banks in the world were on the verge of collapsing, the Royal Bank of Scotland (RBS) was rescued by the British tax payers to the tune of £45 billion. Since then the bank has been under a lot of [...]

One of the real challenges facing a lot of companies at the moment is access to funds. The economic turmoil over recent years has led to the loan markets largely drying up and without access to suitable cash reserves a number of firms have hit cashflow problems and have gone out of business. Similarly, a [...]

Although the recession that has hit many countries around the world appears to be coming to an end, there are still millions who are impacted by pay freezes and higher prices. It was recently announced however that one particular segment of the population has seen some good news this year. For the first time in [...]

$75,876,000,000 is a lot of cash. But who does it belong to? We blogged recently about Apple’s latest set of successful results but if you look into the figures you’ll see a staggering amount of cash that they hold. Cashflow is a key factor for most businesses but by anyone’s reckoning $76 billion of cash [...]

Running a successful restaurant is tough. Whilst a good restaurant can me it look easy, there are a lot of things you need to get exactly right to be successful. Everything from the ingredients, the menu, the chef, the ambiance and the waiting staff have to be just right. Plus don’t forget that it’s a [...]

One of the ways that governments around the world have tried to kick start the economy during the recent recession has been through the reduction of interest rates. 10 years ago the Bank of England base rate was 11.38%. Today, the current rate is 0.5%. If individuals have variable rate loans or mortgages on their [...]